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Friday, 8 December 2017

asuransi perlindungan pembayaran

asuransi perlindungan pembayaran

apa itu asuransi perlindungan pembayaran? Asuransi perlindungan pembayaran (biasanya hanya disebut "PPI" - atau terkadang "perlindungan pinjaman")...
Perceraian & Mortgage Indemnity insurance

Perceraian & Mortgage Indemnity insurance

Biasanya pasangan suami istri yang paling banyak bercerai. Terkadang, satu pasangan tidak mampu membayar tanpa kontribusi finansial pasangan...
Mortgage Indemnity Guarantee (MIG) insurance- Jaminan Ganti Rugi Hipotek

Mortgage Indemnity Guarantee (MIG) insurance- Jaminan Ganti Rugi Hipotek

Ini adalah polis asuransi yang dirancang untuk melindungi pemberi pinjaman (tukang kredit) terhadap kerugian jika Anda gagal bayar dan berhenti...

Monday, 4 December 2017

TERRORISM EXCLUSION CLAUSE (NMA 2920)

TERRORISM EXCLUSION CLAUSE (NMA 2920)

 Notwithstanding any provision to the contrary within this insurance or any endorsement thereto it is agreed that this insurance excludes...
REPLACEMENT VALUE CLAUSE

REPLACEMENT VALUE CLAUSE

It is understood and agreed that otherwise subject to the terms, exclusion, provision and conditions contained in the policy or endorsed...
REMOVAL OF DEBRIS CLAUSE

REMOVAL OF DEBRIS CLAUSE

On the Cost and Expenses necessarily incurred by the Insured in the removal of debris dismantling or demolishing shoring up or propping of...
Prorata Return Premium Clause

Prorata Return Premium Clause

Notwithstanding anything contained to the contrary, cancellation of any certificate under this Policy and/or the cancellation of the master...
PREVENTIVE MEASURE CLAUSE

PREVENTIVE MEASURE CLAUSE

 It is agreed that in the event of actual damage (or imminent damage) to the Insured Property , the Insurer will pay the reasonably...
LOSS NOTIFICATION CLAUSE

LOSS NOTIFICATION CLAUSE

Notwithstanding anything contained herein to the contrary, it is agreed that his insurance will not be prejudiced by any inadvertent delay...
IT HAZARD CLARIFICATION CLAUSE

IT HAZARD CLARIFICATION CLAUSE

Property damage covered under this Policy shall mean physical damage to the substance of property. Physical damage to the substance...

Sunday, 3 December 2017

Extra contractual obligation exclusion clause

Extra contractual obligation exclusion clause

All cover in respect of extra-contractual obligation howsoever arising, such extra-contractual obligations being defined as any award made...
ERRORS AND OMISSION CLAUSE

ERRORS AND OMISSION CLAUSE

The insured shall not be prejudiced by an unintentional and/or inadvertent omission error incorrect valuation or incorrect description of...
SHORT CIRCUIT EXTENDED COVER

SHORT CIRCUIT EXTENDED COVER

It is hereby noted and agreed that subject to the Insured having paid  the agreed additional premium, this insurance shall cover physical...
Cyber risk exclusion (NMA 2915)

Cyber risk exclusion (NMA 2915)

This agreement does not apply to, and specifically excludes losses of any kind directly or indirectly caused by, arising from, or consisting...
Cover fo machinery breakdown Clause

Cover fo machinery breakdown Clause

Notwithstanding of anything contained in the policy to the contrary this insurance is extended to cover any unforeseen and sudden damage to...
Co-insurance clause

Co-insurance clause

It is not always easy for a representative to explain the co-insurance clause to clients. However, it is crucial to do so, since this clause...
Claim Preparation Clause

Claim Preparation Clause

This Policy extends to include costs and expenses necessarily and reasonably incurred by the Insured following a loss or damage to the...
Cancellation Provision Clause

Cancellation Provision Clause

It is a provision in an insurance policy that permits an insurer or an insurance company to cancel a property and casualty or a health insurance policy...
Automatic Increase Clause

Automatic Increase Clause

 It is hereby declared and agreed that if during the period of insurance the value of the contract shall be of the total estimated...
Automatic Addition and Deletion Clause

Automatic Addition and Deletion Clause

It is further agreed that the policy will be accept to cover under the terms and conditions of this policy for all  property from the...
APPRAISEMENT CLAUSE

APPRAISEMENT CLAUSE

If the aggregate claim for any one loss destruction or damage does not exceed as per schedule or 5% of the sum insured whichever is the lesser...
Professional Fees Clause

Professional Fees Clause

The insurance by this Section includes in additional an amount in respect of Architects, and Consulting Engineer's fees or other professional...
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